Your application cannot be processed if you are unemployed.
Over 300,000 Kiwi’s have trusted us with their personal loan application.
Excellent service and communication. Such an easy and efficient process
Very easy service and quick response time.
The process was so simple and fast. The whole process and loan disbursement was in less than 24 hours. The customer service was great. High level of transparency.
Simple online platform. Easy to navigate. Staff interaction and communication is excellent.
The process was seamless and the dedicated advisors was an absolute god send.
Excellent service and communication. Such an easy and efficient process
Very easy service and quick response time.
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Go shopping for your new vehicle as a cash buyer, with an unsecured car loan.
Borrow from $3,000 to $30,000 unsecured, with fixed interest rates, no monthly fees, and no early repayment fees⁴.
Combine multiple loans and credit cards into a single loan with one easy payment.
Borrow from $3,000 to $30,000 unsecured, with fixed interest rates, no monthly fees, and no early repayment fees⁴.
¹All approvals are subject to responsible lending inquiries. If you sign your loan contracts before 3:00 pm on a weekday, you will receive the funds on the same day. While bank processing times differ, funds usually show up in your account by early evening.
²Annual Interest Rate (AIR) and Annual Percentage Rate (APR): Unsecured interest rates range from 13.90% p.a. to 23.90% p.a.
³Minimum and Maximum Repayment Terms: Repayment terms range from 1 year to 5 years.
⁴Fees: Where Lending People is the creditor, we charge a $174 establishment fee. Lending People does not charge a monthly fee or early repayment fee. Where another provider is the creditor, provider-specific establishment fees, monthly fees, and early repayment fees may apply.
⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions.
Representative Example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months at an AIR of 14.95% p.a., your total repayments will be $12,631.60 (made up of $10,000 principal, a $174 establishment fee, and interest charges of $2,457.60). This example is based on amortised scheduled weekly repayments with a fixed interest rate for the term of the loan.
© The Lending People Limited Trading as Lending People (FSP240365) holds a license issued by the Financial Markets Authority (FMA) to provide financial advice services. Click here to view our Disclosure Statement.
